Why DIY Wills Can Cause More Problems Than They Solve

With so many online templates and “cheap Will” options available, it’s easy to see why people are tempted to write their own Will.

At first glance, a DIY Will can seem:

• Quick

• Affordable

• Convenient

  
  

But in reality, DIY Wills are one of the most common causes of estate problems, disputes, and unexpected costs after someone has died.

At Newlife Wills, we often speak to families dealing with the fallout of a Will that was written without proper advice and unfortunately, by the time the issues are discovered, it’s too late to fix them.

The Problem With DIY Wills

A Will isn’t just a list of who gets what. It’s a legal document that must:

• Be correctly worded

• Reflect your personal circumstances

• Anticipate future changes

• Comply with strict legal requirements

  
  

DIY templates can’t ask the right follow-up questions or spot potential risks.

What looks “simple” on paper often isn’t.

Common Issues We See With DIY Wills

❌ Unclear or Ambiguous Wording

Small wording mistakes can completely change the meaning of a clause, leading to confusion, delays, or disputes between beneficiaries.

❌ Unintentionally Excluding Loved Ones

Unmarried partners, step-children, and blended families are often overlooked in DIY Wills - sometimes leaving people with no entitlement at all.

❌ Problems With Property

Shared ownership, mortgages, life interest arrangements, and trusts are regularly handled incorrectly in DIY Wills, creating serious legal and financial complications.

❌ No Provision for Children

DIY Wills frequently fail to:

• Appoint suitable guardians

• Set up trusts for children under 18

• Decide when children should inherit

This can leave very important decisions to the courts.

❌ Invalid Execution

If a Will isn’t signed or witnessed correctly, it may be completely invalid, meaning the estate is dealt with under intestacy rules instead.

DIY Wills Can Cost More in the Long Run

Although a DIY Will may seem cheaper upfront, the cost often comes later in the form of:

• Solicitor fees to unravel mistakes

• Probate delays

• Family disputes

• Legal challenges

  
  

In some cases, a poorly drafted Will can cost families thousands of pounds more than a professionally written Will would have in the first place.

Why Professional Advice Matters

A professionally written Will:

• Is tailored to your circumstances

• Anticipates “what if” scenarios

• Uses clear, legally robust wording

• Reduces the risk of disputes

• Gives peace of mind that everything is in order

  
  

At Newlife Wills we take the time to understand your family, your assets, and your wishes - and we explain everything in plain English.

When a DIY Will Is Especially Risky

DIY Wills are particularly unsuitable if you:

• Own property

• Have children or grandchildren

• Are unmarried or in a blended family

• Have shared ownership property

• Want to leave assets at a specific age

• Wish to include trusts or life interest provisions

  
  

In these situations, professional guidance isn’t a luxury - it’s essential.

Final Thoughts

Writing a Will is about protecting the people you care about most. While DIY options may look appealing, they often store up problems for the future.

A properly written Will isn’t just a document - it’s peace of mind.

If you’re considering writing a Will or want to check whether an existing Will is fit for purpose, Newlife Wills is here to help.

📞 Get in touch today on 01843 269165 to arrange a free, no-obligation consultation.

Because getting it right now can save your family a great deal of stress later.