Why Every Parent Needs a Will

Becoming a parent changes everything. Suddenly, it’s not just about your own future – it’s about protecting the people who matter most. While many parents spend time planning school choices, family holidays, or savings accounts, one essential step is often overlooked: writing a Will.

A Will isn’t just about money or property – it’s about making sure your children are cared for and secure, no matter what happens.

1. Appointing Guardians for Your Children

One of the most important reasons parents need a Will is to legally appoint guardians.

• Without a Will, the courts decide who raises your children if both parents pass away.

• This may not be the person you would choose.

• By naming guardians in your Will, you take control and ensure your children are brought up by someone you trust.

2. Setting Up Trusts for Young Children

Children cannot directly inherit money until they turn 18. Without a Will, their inheritance may be released all at once on their 18th birthday – which may not be ideal.

With a Will, you can:

• Create a trust so funds are managed responsibly until your children reach an age you feel is appropriate (21 or 25, for example).

• Appoint trusted family members or professionals as Trustees to look after the money.

• Ensure the money is used for your children’s benefit – school fees, living costs, or first home deposits – rather than being accessed too early.

3. Protecting Your Family Home

For most parents, the family home is their biggest asset. A properly written Will can:

• Ensure your children inherit your share of the home.

• Give your partner the right to live there for life, while protecting the children’s inheritance.

• Avoid the risk of the home being sold outside the family.

4. Reducing Stress for Your Family

Losing a parent is devastating enough for a child. Without a Will, families are left with uncertainty, legal delays, and sometimes disagreements over who should care for the children or manage finances.

A clear Will gives certainty, direction, and peace of mind – helping loved ones focus on supporting your children, not on fighting legal battles.

5. Why Newlife Wills?

At Newlife Wills, we specialise in making the process simple, affordable, and stress-free. We’ll help you:

• Appoint guardians who reflect your wishes.

• Set up trusts to protect your children’s inheritance.

• Ensure your home and assets pass safely to your loved ones.

Don’t Leave It to Chance

As parents, we spend every day looking after our children – but a Will is the way we protect them when we’re no longer here.

👉 Contact Newlife Wills today on 01843 269165 or visit www.newlifewills.co.uk to arrange a free consultation.

Your children’s future is too important to leave to chance.