What Happens If I Die Without a Will in the UK?

WHAT HAPPENS IF I DIE WITHOUT A WILL?

Many people put off writing a will, but what actually happens if you die without one?

In the UK, dying without a will is known as dying intestate. When this happens, the law decides who gets your money, property, and possessions - and it may not be who you would have chosen.

In this blog, we'll explain what dying intestate means, who inherits your estate, and why it's so important to make a will. Whether you're based in Thanet, Margate, Ramsgate, Broadstairs or anywhere else in Kent, understanding how wills work is essential to protecting your loved ones.

What Does "Dying Intestate" Mean?

If you die without a valid will, your estate is distributed according to the intestacy rules. These are fixed legal guidelines that do not consider your personal relationships or wishes. The rules prioritise spouses, civil partners and close blood relatives, but exclude unmarried partners, stepchildren, friends, and charities.

Who Gets What If There Is No Will?

Under the UK intestacy rules:

• Married or in a civil partnership? Your spouse/civil partner will inherit up to £322,000 of your estate, all personal possessions, and half of any remaining estate. The other half goes to your children (if you have any).

• Unmarried couples are not entitled to anything, no matter how long you've been together.

• Children will inherit if there is no surviving spouse or civil partner. Everything is divided equally between them.

• If there are no children, your estate may go to parents, siblings, nieces/nephews, or even distant relatives.

• If no relatives can be found, your estate goes to the Crown.

  
  

Common Problems When You Die Without a Will

• Unmarried partners left with nothing

• Family disputes over who should get what

• Stepchildren not inheriting anything

• Delay and expense in sorting out your estate

• No guarantee that your children will be cared for by your chosen guardians

  
  

Why You Should Make a Will

Writing a will gives you control. You can:

• Choose who inherits your property and money

• Appoint legal guardians for your children

• Leave gifts to friends, charities, or stepchildren

• Protect your partner, even if you're not married

• Make things easier for your family during a difficult time

  
  

Making a will is one of the most important things you can do for your family. It's quick, affordable, and ensures your wishes are respected.

Local Will Writing Services in Thanet, Margate, Ramsgate & Beyond

If you're ready to write your will or want expert advice, Newlife Wills can help. We offer professional, friendly will writing services across Thanet, including Margate, Ramsgate, Broadstairs and Canterbury. Whether you need a simple will or something more complex, we’ll guide you through the process.

Don’t Leave It Too Late

If you die without a will in the UK, your loved ones may not receive what you intended. The best way to ensure your wishes are honoured is to have a legally binding will in place.

Contact Newlife Wills today to arrange your free consultation and take the first step in protecting your family’s future.

Call us today on 01843 269165